Wednesday, November 15, 2023

Friday, October 21, 2016

The Fashion World Chanderi Embroidered Semi-stitched Salwar Suit Dupatta Material (Semi-stitched) @ #Flipcart

The Fashion World Chanderi Embroidered Semi-stitched Salwar Suit Dupatta Material  (Semi-stitched) @ #Flipcart









See Rating and Reviews :-

Got Best Ever Collection From The Fashion World
Nice experience with The Fashion World...
Received The Same Product As Shown In The Image And Describe Here.
Flipkart Customer
2 Aug, 2016
6
1
5
Nice dress material from the fashion world
Same patiala dress material received from the fashion world for what i ordered for
Flipkart Customer
16 Oct, 2016
2
0
4
Really Nice
Its very nice dress
I liked that thqs
Flipkart Customer
Certified Buyer
17 Oct, 2016
3
1
5
Must buy!
Gift for our wedding bride.excellent
Jhuma Banerjee
Certified Buyer
21 Oct, 2016
0
0
4
Very Good
Pretty
Flipkart Customer
19 Oct, 2016
0
0
5
Best product ever
The same product as shown in images
Flipkart Customer
12 Oct, 2016
0
0
5
Best Patials Salwar Suit From The Fashion World
This blue color patiala embroidery worked salwar suit is having too good fabric quality. 
It's really amazing salwar suit
Flipkart Customer
3 Aug, 2016



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Saturday, October 1, 2016

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Tuesday, September 6, 2016

Mindtree tanks 8% on Q1 revenue warning; wary analysts Credit Suiss, Morgan Stanley downgrade from overweight to underweight, Price may reach to 455

Mindtree tanks 8% on Q1 revenue warning; wary analysts Credit Suiss, Morgan Stanley downgrade from overweight to underweight, Price may reach to 455

Rating of Mindtree downgraded, 
Cautious advisory released
************
Accoeding to our analysis - Wait for price below 450 and update yourself with latest news to buy.
*************************


Mindtree is also cautious that its Q2 margins are going to be lower than planned with a decline in EBITDA margins in Q2 FY17 compared to Q1 FY17. It added that business of Bluefin, which it had acquired in 2015, is expected to report an EBITDA loss for the quarter. Moneycontrol Bureau Shares of Mindtree   lost 8 percent, hitting one year low at Rs 507 per share intraday on Tuesday. Investors are busy offloading the midcap IT stock after it issued Q2 guidance warning. In a statement to the exchanges, it stated that the Q2 revenue decline is expected due to cross-currency movements, project cancellations and slower ramp-ups in a few large clients across different verticals and continued weakness in its UK-based subsidiary Bluefin.  

Mindtree is also cautious that its Q2 margins are going to be lower than planned with a decline in EBITDA margins in Q2 FY17 compared to Q1 FY17. 
It added that business of Bluefin, which it had acquired in 2015, is expected to report an EBITDA loss for the quarter. In a similar instance earlier in Q4FY16, Mindtree had issued an earnings warning a month before the quarter end and then surprised with firm numbers.  Its Q1 net profit was at USD 18.5 million, down 5.8 percent on a sequential basis. Revenue was up 2 percent higher from the March quarter to USD 199 million.  In rupee terms, its revenue was at Rs 1,327.6 crore, up marginally from the March quarter. The guidance warning has worried analysts too. Credit Suisse has downgraded it to underperform after it had had recently downgraded it to neutral. It has also reduced earnings by 8-14 percent and target price to Rs 500 per share. It believes that a continuing period of uncertainty has reduced management's visibility and poses downside risk to street earnings as well as earnings multiple. “At the time of Q1 results, Mindtree was expecting Q2 growth to be similar to Q1 (1.1 percent in constant currency terms) and was reasonably positive on second of FY17. It did, however, indicate several instances of prolonged decision making,” says Credit Suisse. Morgan Stanley has also downgraded it to underweight from overweight. It has cut revenues by 4-9 percent, margins by 160 basis points (bps) and earnings per share (EPS) by 17-20 percent for F17-19 and target point to Rs 455. “Given low visibility, we believe investors won't grant any benefit for recovery in FY18 until clear signs emerge. Since our Feb-16 sector downgrade, macro risks have heightened. While we need to evaluate if it becoming more endemic and affecting all vendors, we downgrade Mindtree owing to broad-based slowdown, “ Morgan Stanley says. At 11:49 hrs Mindtree was quoting at Rs 512.95, down Rs 36.95, or 6.72 percent on the BSE

News Source >>>>>>>

Read more at: http://www.moneycontrol.com/news/buzzing-stocks/mindtree-tanks-8q1-revenue-warning-cautious-analysts-downgrade_7411981.html?utm_source=ref_article



Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Wednesday, August 31, 2016

Buy Lupin Below 1500, current price 1485, Buy some more if reaches 1250 Level

Buy Lupin Below 1500, current price 1485, Buy some more if reaches 1250 Level.


I think strategy should be, if u r planning to spend 100 rs in lupin then it should be -

35% of money to buy at 1480 level,
If 1250 level reaches then spend 35% more,
And if by chance due to some major correction comes in market and comes to 900 level then invest rest of 30%.


Note : We are providing information only, Any loss/profit analyze your self and its purchase/sell on your own RISK




Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Monday, August 29, 2016

Hexaware Technology is a Good Buy at 196-198 Level

Hexaware Technology is a Good Buy at 196-198 Level


Hexaware technology is recommended to buy for Long term Buyers as it is at 52 week low and having good profitability potential.

Recently quarterly result Hexaware announced dividend of Rs 1 per share.

Note : We are providing information only, Any loss/profit analyze your self and its purchase/sell on your own RISK.



Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Valson Industries Ltd - Hidden gems, multibagger, Good Buy in Indian stock market

Valson Industries Ltd - Hidden gems, multibagger, Good Buy in Indian stock market


Valson Industries Limited is an India-based textile company. The Company manufactures polyester texturised & twisted yarn and processes cotton, polyester and other fancy yarns in India and supplies to shirting, suitings, label, upholstery, hosiery, furnishings, and automative and ready-made garments industries. The Company dyes these yarns by using different types of dyes: disperse dyes, vat dyes, reactive dyes, FN dyes, solopheynl dyes and metal complex dyes. The Company manufactures various types of yarns, such as weft yarns, twisted yarn, micro yarn, micro twisted yarn, fulldull twisted yarn, catonic twisted yarn, airtex slub yarn, s/z yarn, fulldull texturised yarn, denim yarn, airtex & ring yarn and others.

Valson Industries Ltd
Share Price - 27.35
Listed on - NSE & BSE
Sector - Textiles - Processing

Fundamentally and technically stock is good buy for long term and investment purpose. Short term traders stay away. Use my all post/articles only for learning purpose, not for trading/investing. please follow the post only for study and do only paper work and increase your knowledge so that you can take right decision in right time about buy/sell in stock market.

Fundamental Analysis :
About Company :

Valson Industries Ltd was incorporated in 1983. It is one of the leading manufacturers of polyester texturised  dyed yarns and processor of cotton and other fancy yarns in India. After earning a good name and a good potential in textile filed Valson came out a public issue which wa fully subscribed under the name Valson synthetics Ltd and after that name has changed to Valson Industries Ltd in 1998.The company has acquired all the necessary equipment's for quality cotton yarn dyeing. It is also produces specialty yarns used to create popular, profidable products and provide with the experience and resources to transform ideas into profitable realities.
The company ventured into the dyeing of various qualities of yarns -  100% cotton yarns of all counts, polyester cotton yarns, polyester viscose, Air texturisted yarn for automotive industries, Polynosic, Polyester polynosic, Nylon, Cotton Nylon Yarn, Polyester wool, chenille yarn, Flex yarn, Micrp polyester yarn etc.
The Company's products are manufactured in clean environment and latest facilities. The company utilizes the most up-to-date technology for the most efficient production of the highest quality products.
For more information please visit the company's website here Company Website 

          Positive Factors :

  • Face value is 10 and book value is 36.26 and book value is increasing 
  • Stock PE (6.35) is than industry PE (12.79) which is vary positive
  • Stock is trading at 0.89 times it's book value
  • The company has been maintaining a healthy dividend payout of 38% as well as providing a good dividend yield of 3.08%
  • Reserves are increasing and total debt is decreasing year by year which is very positive sign
  • Revenue from operations( Gross), Revenue from operations (Net), Total revenue, Earning per share, Net profits all are increasing which is healthy 
  • Interest coverage ratio is 3.37, Debt to equity is 0.29 both are positive, inventory coverage ratio is high which is good, from last 2 years debt to cash flow are positive
  • Promoters are increasing their stock from last 2 quarters which is good sign
  • Wonderful accumulation is going on, from last 8 days deliverable percentage - over 87, from last 5 days it is over 85 and from last 3 days it is over 81
Technical Analysis :



Technically 200 SMA is making friendly relationship with stock. Supports are @26.50, @23.60 and @20.40 and resistance are @29, @30.25, @34.30 and finally @41. Stock can perform a upside movement from current level and buy more if it will fall to @24-23.50. Lower channel support line is working a powerful support for valson. Investors should add more on dips but mind it add partly not at a time and short term traders please stay away. 


PROFIT MARGIN 3.56%

OPERATING MARGIN 3.00%

REVENUE 936.33 million

REVENUE PER SHARE 122.07

GROSS PROFIT 237.00 million

KEY EXECUTIVES

CHAIRMAN, MANAGING DIRECTOR AND MEMBER OF STAKEHOLDERS RELATIONSHIP COMMITTEE
Mr. Suresh N. Mutreja

CHIEF EXEC. OFFICER
Mr. Kunal S. Mutreja
CHIEF FINANCIAL OFFICER, WHOLE TIME DIRECTOR, MEMBER OF AUDIT COMMITTEE AND MEMBER OF STAKEHOLDERS RELATIONSHIP COMMITTEE
Mr. Varun S. Mutreja

HEAD OF COMPLIANCE AND VP
Mr. Pritesh H. Shah
COMPANY SEC.
Ms. Sheetal Naik


Note : We are providing information only, Any loss/profit analyze your self and its purchase/sell on your own RISK.


Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Wednesday, July 27, 2016

Sovereign Gold Bond scheme: All you need to know before investing in it

Sovereign Gold Bond scheme: All you need to know before investing in it

The Sovereign Gold Bond scheme offers an alternative to holding gold in physical form.




Investors bidding for the fourth tranche of the Sovereign Gold Bond scheme will get an interest of 4 per cent annually for the period funds are transferred from clearing corporations to the Reserve Bank of India (RBI).
The subscription, which started on July 18, will be open till July 22, and is aimed at attracting large number of investors so as to curb demand for physical gold that is imported in large quantities draining the country’s foreign exchange.
Here are the key things to know:
* Minimum investment under the Gold Bond scheme is one gm
* Maximum investment under the Gold Bond scheme is 500 gm
* Interest to be obtained under the Gold Bond scheme is at a fixed rate of 2.75 per cent payable every six months
* The bonds are tradable through stock exchanges – NSE and BSE
* The Gold Bond scheme is available in DEMAT and paper form
* The Gold Bond scheme has a tenure of eight years, with exit options in the 5th, 6th and 7th year
* At time of exit the bond can be redeemed at market rate of gold
* The gold bond can be used as collateral to avail a loan
* Capital gain tax will be exempted on redemption
* Investing in the Gold Bond scheme helps as there will be zero risk from handling physical gold
* You can buy the bond at all bank branches, select post offices, through Stock Exchange – BSE and NSE as well as Stock Holding Corporation of India.

Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Thursday, July 14, 2016

How to Check L&T Infotech IPO Allotment Status L&T Infotech's Rs 1,243-cr IPO oversubscribed 11.67 times

How to Check L&T Infotech IPO Allotment Status

L&T Infotech's Rs 1,243-cr IPO oversubscribed 11.67 times 


Have you applied for Larsen and Tubro (L&T) Infotech IPO and curious about status of the IPO allotment?. You got to be little patient as it is going to take little more time to know the L&T Infotech IPO Allotment status.


As per the rules pertaining to primary market (IPO), the shares of any company should be listed on stock exchanges like NSE and BSE for trading by 6th working day from the IPO issue close date. Going by this rule, as the L&T Infotech IPO issue closed on 13th July, you can expect to know about your L&T Infotech IPO allotment status positively by 19th July 2016 

Visit this page again by end of the above date to know about L&T Infotech IPO allotment Status


Expected listing of the L&T Infotech Shares on Exchanges for Trading is 21st July 2016
NOTE: You can subscribe to our mailing list by providing your contact details through the subscription box at the end of this article to get alert on L&T Infotech IPO Allotment Status and also about upcoming IPOs.(We don’t Spam, it’s our Promise)
Meantime why not look at some of the Frequently asked Questions about IPO allotment?
  Who does the Allotment of the IPO?
Allotment of the IPO is done by the entity called the Registrar identified by the listing Company. Registrar for the L&T Infotech IPO is LINK INTIME INDIA Pvt Limited.

  What is the Basis Of IPO Allotment?
The registrar allots the shares taking various factors into considerations such as extent of the issue subscribed, number of employees of the company applied for the IPO, required allotments to QIBs as per the rules etc. The registrar will publish the basis of the allotment within two weeks of the issue close date.
Currently, in any IPO, the allocation is usually, QIB – 50% HNI – 15% and Retail – 35% or QIB – 60% HNI – 10% and Retail – 30% of the Net Issue.

  What documents I need to check the Allotment?
You can check about the allotment status by using your PAN number.

  OK, I got the allotment, When it will be credited to my Demat Account?
Usually, it will credited to your demat account within 2 business days.

  But I want to sell them on first day of the listing, I will loose this opportunity if credit of shares to my demat account is delayed!
Shares will not be listed until all the allotted investors receive the shares in their respective demat accounts. So dont worry and relax, but ensure that your demat account is active and ready state of receiving the shares.

  What to do if you have been allotted shares, but you have not received the credit to your demat account?
If you have allotted the shares but not received in your demat account by listing day, then check that your demat account is active. If you feel there is no issue, provide a copy of your Client Master to Registrar to enable upload of your allotted shares in your account. Copy can be sent by Fax/Scanned image.

  How do I get the Refund Amount back in case of non-allotment or partial allotment?
I depends on how you filled out your application form. You will receive physical refund order to your postal address or though ECS if you have opted for it with your Broker.

  When will I get my Refund back?
The Registrar will dispatch/initiate the refund order/ECS transfer within 12 working days of issue close date. So add postal delay depending on your location to receive the physical order.

  I have updated ECS details with my Broker, So will I receive refund through ECS?
Not always. It depends on the registrar and he can choose to send cheques even when ECS details are updated.

  When can I start trading in the new shares?
Offcourse from the listing day! provided the shares are already credited to your demat account. But you can not trade off market in case you received the shares few days before the day of listing!.


L&T Infotech's Rs 1,243-cr IPO oversubscribed 11.67 times :-

L&T Infotech's Rs 1,243-crore IPO got oversubscribed 11.67 times today, eliciting strong response with the number of applications crossing 1 million on the final day.

The IPO received bids for 14,29,46,840 shares against the total issue size of 1,22,50,000 shares, data available with the NSE till 1930 hrs showed.

Quota reserved for qualified institutional buyers (QIBs) was oversubscribed 19.90 times, while that of HNI 10.75 times, sources said.

The category reserved for retail investors was also oversubscribed 7.30 times.

L&T Infotech has attracted 10.58 lakh or 1.058 million applications, the largest number of applications in IPOs since 2011, they added.

The offer was oversubscribed on the first day of the bidding itself.

L&T Infotech had fixed a price band of Rs 705-710 per share for the offering.

L&T Infotech had on Friday raised Rs 373 crore from anchor investors by selling shares at Rs 710 apiece.

The IPO comprises an offer-for-sale of up to 1.75 crore equity shares by L&T Ltd. It constitutes 10.3 per cent of the post offer paid-up equity share capital of the company.

At the upper end of the price band, the offer would be worth Rs 1,243.50 crore. The sale would rake in Rs 1,233.75 crore at Rs 705 per share.

Kotak Mahindra Capital Company, Citigroup Global Markets India and ICICI Securities are managing the issue.

In the financial year 2015-16, L&T Infotech's revenue from operations and other income stood at Rs 6,143.02 crore, while it clocked a profit after tax of Rs 922.17 crore during the same period.

L&T Infotech is the sixth largest Indian IT services player at present with a revenue of USD 887 million and an employee base of over 20,000 people.

Earlier this month, the Rs 400-crore IPO of staffing firm Quess Corp was oversubscribed a staggering 145 times, emerging as the most oversubscribed IPO in the past 9 years.




Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Tuesday, July 5, 2016

Best and safe Option is to Invest in Liquid Fund, Liquid fund better than Saving Account and Safer than Share Market / Mutual Funds, Guaranteed Return

Best and safe Option is to Invest in Liquid Fund, Liquid fund better than Saving Account and Safer than Share Market / Mutual Funds, Guaranteed Return


Liquid Funds :


You have sufficient fund and looking for better returns compared to fixed deposits.

Liquid funds are better than saving accounts and just like fixed deposits.
Liquid funds provide you better return ( average returns around 9.3% interest for one year.


See Returns of 

SBI Premier Liquid Fund - Regular Plan (G) -





What is liquid fund and why less risky :-

Liquid funds are simply debt mutual funds that invest your money in very short-term market instruments e.g. treasury bills, government securities,commercial papers and call money that hold least amount of risk. These funds can invest in instruments up to a maturity of 91 days. The maturity is mostly much lower than that.

 Lower maturity period of these underlying assets helps a fund manager in meeting the redemption demand from investors.


They are least risky as well as least volatile in the category of mutual funds for the following reason: one, mutual funds mostly invest in instruments with high credit rating (P1+). Two, unlike other funds, the NAV of liquid funds is not volatile as the only change in their NAV is mostly as a result of the interest income that accrues. In other words, given their short-term maturities, these instruments are hardly traded in the market. They are held until maturity. Hence, their NAV only sees a change to the extent of interest income accrued, everyday, including weekends.

Benefits of liquid funds

These mutual funds have no lock-in period.

Withdrawals from liquid funds are processed within 24 hours on business days. The cut-off time on withdrawal is generally 2 p.m. on business days. It means if you place a redemption request by 2 p.m. on a business day, then the funds will be credited to your bank account on the next business day by 10 a.m.

Liquid funds have the lowest interest rate risk among debt funds as they primarily invest in fixed income securities with short maturity.

Liquid funds have no entry load and exit loads.

Returns from liquid funds
Liquid funds are among the best investment options for the short term during a high inflation environment. During high inflationary period, the Reserve Bank typically keeps interest rates high and tightens liquidity, helping liquid funds to earn good returns.
During the past year, some liquid funds have even offered higher returns than bank fixed deposits, which levy a penalty on premature withdrawal.



Taxation
Dividends received under liquid plans are not taxed at the hands of resident individual investors but fund houses pay dividend distribution tax @28.325 per cent (including surcharge and cess).
Individual investors who books gains before a year on their investment in liquid funds are taxed at the same rate as per their income slabs. Interest earned from savings accounts are also taxed at this same rate.
If investors redeem liquid fund units after a year, they have to pay a long-term capital gains tax of 11.33 per cent (including cess and surcharge) or 22.66 per cent with indexation benefit, whichever is lower. This helps in reducing tax outgo for those in higher income tax slabs. Earnings from savings accounts or banks fixed deposits are clubbed to one's income and are taxed at respective slabs.


Differ from ultra-short-term funds

Another category of short-term debt fund called the ultra short-term fund is also suitable for short-term investing. But these are one notch higher on the risk chart compared with liquid funds. This is because ultra-short-term funds can invest in short-term instruments that have a maturity of over three months. These instruments may also be traded in the market. Hence, the NAV may swing in response to market movements, making it a little more volatile.

Read More at Meri Bachat Blog : http://meribachat.blogspot.in/

Saturday, July 4, 2015

सुकन्‍या समृद्धि खाता (Sukanya Srimaddi Yojna)

सुकन्‍या समृद्धि खाता (Sukanya Srimaddi Yojna)

सरकार बहुत जल्‍दी ही बच्चियों के लिए सुकन्‍या समृद्धि योजना के तहत खुलने वाले सुकन्‍या समृद्धि खातों को टैक्‍स से छूट प्रदान करने जा रही है। यह योजना गर्ल चाइल्‍ड को सुरक्षा प्रदान करने हेतू लाई जा रही है। 



सरकार बच्चियों की उच्‍च शिक्षा व उनके विवाह के लिए मदद पहुंचाने के मकसद से योजना लांच कर रही है। वित्‍त मंत्रालय ने भी टैक्‍स में छूट देने की अधिसूचना जारी कर दी है। जिससे इस योजना के तहत खुलने वाले खातों को आयकर कानून की धारा 80 – G के तहत छूट दी जाएगी।


सुकन्‍या समृद्धि योजना के अन्‍तर्गत खुलने वाले खाते बच्‍ची के जन्‍म से लेकर १० वर्ष की आयु तक कभी भी खाता खोला जा सकता है। हालांकि योजना शुरू होने के समय जिन बच्चियों की आयु १० वर्ष हो चुकी है, उनके खाते भी खाते खोले जाएंगें। इस योजना को केवल दो बच्चियों तक ही सीमित कर दिया गया है। मतलब यह कि यदि तीसरी बच्‍ची पैदा हुई तो उसे इस योजना का लाभ नहीं मिलेगा। पर पहली बच्‍ची के जन्‍म के बाद जुड़वां बच्चियां पैदा होती हैं, तो तीनों बच्चियां इस योजना की पात्र होगीं।


इस योजना की सरगर्मियां तेज हो चुकी हैं। पर अभी तक सरकार इसे पूरी तरह अमली जामा नहीं पहना पाई है। अभी यह तय नहीं हुआ है कि इस योजना के तहत इस जमा खाते पर कितना ब्‍याज दिया जाएगा। सरकार द्धारा जारी अधिसूचना में कहा गया है, कि योजना की ब्‍याज दर क्‍या होगी, इसकी घोषणा बाद में की जाएगी।
इस योजना के खाते देश के किसी भी डाकघर अथवा सरकार द्धारा अधिसूचित बैंक शाखा में एक हजार रूपए से खोला जा सकेगा। इसके बाद न्‍यूनतम एक हजार रूपए जमा किए जा सकेगें। इस खाते में अधिकतम एक लाख पचास हजार रूपए सालाना जमा किए जा सकेगें। इस योजना के तहत खाता खोलने से १४ वर्ष तक धन जमा कराना होगा। पर खाते की परिपक्‍वता अ‍वधि उसके खोले जाने से २१ वर्ष पूरे हो जाने पर ही होगी। लेकिन यदि बच्‍ची की शादी २१ वर्ष की आयु से पहले ही हो जाता है, तो शादी के पश्‍चात उसे खाता चलाने अनुमति नहीं होगी।


 सुकन्‍या समृद्धि खाते की प्रमुख बातें एक नजर में :

पोस्टऑफिस या अधिकृत सरकारी बैंकों में खाता खुलवाएं

१ * यह योजना धारा 80-G के तहत कर मुक्‍त होगी।

२ * इस योजना के तहत खाते बेटी के जन्‍म से लेकर १० वर्ष की आयु तक खोले जा सकते हैं।

३ * यह योजना के केवल २ बच्चियों तक ही सीमित हैं। परन्‍तु पहली बच्‍ची के बाद जुड़वां बेटियां पैदा होती हैं, तो तीनों बेटियों को इस योजना का लाभ मिलेगा।

४ * यह खाता एक हजार रूपए से खोला जा सकता है।

५ * इस खाते में अधिकतम सालाना एक लाख पचास हजार रूपए जमा किए जा सकते हैं।

६ * इस योजना में मात्र १४ वर्ष तक धन जमा किया जाएगा।

७ * इसकी मैच्‍योरिटी खाता खुलने के २१ वर्ष पूरे हो जाने पर ही होगी।

८ * देश में लड़कियों के विवाह की वैधानिक आयु २१ वर्ष निर्धारित है। इसलिए यदि बच्‍ची का विवाह २१ वर्ष की आयु से पहले हो जाता है। तो खाता संचालन की अनुमति नहीं होगी।

जरूरी डॉक्युमेंट्स

अकाउंट खुलवाने के लिए बच्ची का बर्थ सर्टिफिकेट, गार्जियन का आइडेंटिटी प्रूफ और अड्रेस प्रूफ की जरूरत होगी।
कितनी रकम?

कम-से-कम 1 हजार रुपये से अकाउंट खुलवाया जा सकता है। साल में कम-से-कम 1 हजार रुपये और अधिकतम डेढ़ लाख रुपये जमा कराए जा सकते हैं। किसी साल मिनिमम जमा नहीं करा पाते हैं तो अगले साल पिछले साल की ड्यू रकम के अलावा 50 रुपये पेनल्टी देनी होगी। खाता खोलने से 14 साल तक इस स्कीम में पैसा जमा कराना होगा। 14 साल पूरे होने से पहले ही बच्ची 21 साल की हो जाती है तो भी खाता बच्ची के 21 साल की होने पर ही बंद हो जाएगा। अकाउंट में 1 हजार से डेढ़ लाख के बीच कितनी भी रकम साल में जमा करा सकते हैं।



पहली नजर में देखें तो सुकन्‍या समृद्धि योजना बड़ी ही आकर्षक प्रतीत हो रही है। य‍ह आम लोगों के लिए कितना फाएदेमंद साबित होगी। यह तो तभी पता चलेगा कि जब सरकार इसे पूरी तरह लांच कर देगी। चलिए हम सभी को इस योजना के लांच होने का इंतजार रहेगा। जैसे ही इसके अन्‍य नियम सामने आएंगें, आपको अवगत करा दिया जाएगा।


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